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(StatePoint) The way families pay for college is a good indicator of how much planning takes place before the first tuition bill arrives. A new study by Sallie Mae suggests that while families are feeling confident in their decision making, nearly 40 percent do not have a plan to pay for college.

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(BPT) - When we think about what we know about history and the events that led to the formation of the United States, key dates like 1492 and 1776 come to mind. Many people don’t know that 1619 was another of those pivotal years that continue to shape our lives.